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Fortunately, a home warranty can provide financial protection when your home systems and major appliances break down due to normal wear and tear. Since most major appliances have a lifespan of six to12 years, a home warranty covering those appliances can often be a huge benefit. The especially hot and humid climate in many parts of Texas may demand that a home warranty cover refrigerators, HVAC systems, fans, swamp coolers and ice makers. Coverage may be an absolute necessity with how often these appliances and systems can break down fighting extreme heat. Although you may be able to install a new light in your refrigerator, can you replace the service panel?

Most companies will have more negative reviews than positive ones since customers seem more likely to go online to complain rather than to praise a home warranty provider. Choice promotes better business transparency by encouraging customers to leave reviews whether negative or positive. This leads to significantly higher reviewing which may be the reason for a higher volume of customer service complaints about Choice. Once you’ve narrowed it down to the top 3 or 4, find out what they will charge for the coverage you want.
Roofing Damages
Finding a home warranty plan at an affordable price often depends on the exact policy terms and coverage options a homeowner is looking for, but Cinch Home Service may be able to provide relatively low rates for many individuals. The company’s average monthly rate for Texas properties is just $48, which can help homeowners budget for this expense. Low rates may make it easier to manage the company’s higher service fees, which range from $100 to $150.

There are a lot of potential factors to consider when shopping for the best home warranty policies in Texas. Cost considerations are understandably going to drive the decision-making process for many people, but it’s important to look at the total value offered by the best home warranty policies before making a selection. The coverage terms and options offered by each company’s home warranty policies, for instance, may dictate which plan is right for each homeowner regardless of the total cost. While it’s typically important to check that a home warranty policy is available in a homeowner’s particular location, each of the best home warranty companies included in our research offer coverage in Texas. AHS’s ShieldPlatinum plan also includes coverage for roof leaks which is not found on most other companies’ base plans and usually incurs a hefty additional cost. American Home Shield has provided home warranty coverage to over 1.8 million customers across 49 states.
How much does a home warranty cost in Texas?
Although certain coverage terms can be pretty common—companies typically offer HVAC coverage in some capacity—policies may offer different levels of coverage from company to company or plan to plan. Texas homeowners may want to pay particular attention to coverage details that may impact the home systems or appliances that could experience the most wear and tear in their area. Air-conditioning systems, for instance, may take on a lot of stress during the summer to keep homeowners cool all season long. Roofs could be battered by high winds and heavy rains, which may make roof leak and water damage coverage a high priority for homeowners looking at the top home warranty companies in Texas.

Therefore a plan with lower service fees could save you quite a bit of money. A 2022 survey claims that living in Fort Worth has become costlier by 17%, and the hot climate is no help. It can strain your systems and appliances, especially when your air conditioner and refrigerator run nonstop in the summer. The hot Texas summers can put a strain on your air conditioner as well as other systems and appliances.
Plans, Pricing, and Coverage
In addition to the annual or monthly premium that customers pay for their home warranty coverage, they will also owe a service fee when they submit a request for repairs. In many cases, home warranty companies will require customers to pay the service fee before a technician appointment can be scheduled, so it’s a good idea to keep this added expense in mind when comparing company rates. Service fees are extremely common with home warranties, and it’s highly unlikely that homeowners will find a provider that waives these fees.

AFC Home Club stands apart from many home warranty companies by allowing customers to choose their own technician. This option is pretty uncommon with home warranties, as most providers will insist on selecting a contractor from their existing network. Some homeowners may prefer the option to pick which professional handles any covered repairs, especially if they have worked with a particular contractor in the past and trust the quality of their work.
Most Affordable: Select Home Warranty
In Texas, as per the 2005 Residential Service Company Act, home warranty companies are licensed and regulated by the Texas Department of Licensing and Registration . Other popular Texas cities, including Dallas, Waco, Corpus and Christi are offering great deals on home warranties. Especially complaints of deteriorating roofs are common in the city, which could create a big dent in the homeowners’ finances. The average cost of housing development in Austin is over $41,000, as against $5,000 in Houston and $13,000 in Dallas.
We’ve done the research and narrowed down the choices to the top 7 home warranty companies for you to consider. Regardless of any current, past, or future financial arrangements, each company’s ranking is based on and calculated by an objective set of ranking criteria, as well as user reviews. ReviewHomeWarranties is not responsible for any third party products, services, sites, recommendations, endorsements, reviews, etc. Some home warranty companies such as American Home Shield, Cinch Home Services, or Select Home Warranty cover both new and used appliances.
Excellent customer service is key to being satisfied with your home warranty policy. The issue of broken-down appliances and systems is quite common in Florida due to the hot weather an.. Many Texas homeowners are unaware that their roofs require routine maintenance to continue functioning flawlessly. Due to severe weather conditions, including wind and hail, most roofs face the risk of encountering issues early on in their lifecycle.
We also review sample contracts to better understand what each plan covers and to identify limitations. In addition, we simulate the process of reaching out to each company’s customer service team to evaluate their level of helpfulness and ability to solve problems. Although many home warranty companies operate in good faith, homeowners may run into a few bad actors. Reading home warranty reviews and checking customers’ past experiences can help give a sense of what to expect with each company. Potential issues to look out for include unjustly denied claims, unnecessary repair delays, and excessive fees. Keeping home systems and appliances in good working condition with proper maintenance and routine upkeep could help prevent claims being denied due to customer neglect.
Cinch Home Services costs start from $27 and can go up to $39 per month. The amount that you have to pay during each service visit is $75, $100, or $150, depending on your plan. When a system or appliance breaks down, you’ll submit a service request to your home warranty provider, and the provider will send a technician to your home to diagnose and fix your item. Texas homeowners are not required to obtain a home warranty, although a home warranty could be worth it to potentially save money on repairs down the line. Homeowners insurance, meanwhile, is often required by mortgage lenders before they will approve a home loan.
Most of the time, a homeowner's knowledge of fixing appliances and systems has a limit. You may save some money by choosing a gold plan as opposed to a platinum plan, yet it is still important to have this extended warranty on your home. This is the charge for when you call in a claim and a technician comes to your home to assess the damage. With some home warranty providers, you can get a lower premium with a higher service call fee.
However, the five included in this list offer the best coverage to ensure your systems and appliances work every day of the year. Select Home Warranty could be another good option for Texas homeowners, offering various perks and benefits that may appeal to many individuals. For instance, the company includes coverage for roof leaks with every policy. This type of coverage is typically provided as an add-on option, but Select includes it as part of its standard coverage.